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How does Google and Apple make money off of Google pay and Apple pay, respectively? Do the credit card companies offer them a percentage in return?

The fact is every UPI app is universal in its own. UPI is inter-operable which means that one UPI app is enough for all the payment purposes. All you need to do is operate it with your particular UPI ID to make collect request to your own UPI app. Although SDK of all the apps are different which creates a slight difference in them though. Every Bank is coming up with their own UPI app to engage their customers and retain them with a better value proposition.I too am one of the members of the founding team of a fintech UPI startup and we call it KhaaliJeb. You heard it right, ‘KhaaliJeb’. The idea behind this name is we aspire to create a community, our customers, who would not like to carry cash in their pockets but will still be able to leverage everything that cash brings with itself. And all this would happen by KhaaliJeb app. We have worked really hard for years at a stretch and gave it our best shot to make a UPI app with the best ever UI and UX, and I would request you to try KhaaliJeb and tell me if it is good enough or not? Here’s the link to KhaaliJeb. KhaaliJeb: Easy UPI Payment & Student Discount App - Apps on Google Play. Please do try it. Cheers.

How do I transfer money from one netspend card to another netspend card?

Transferring money between NetSpend accounts is easy and free. Just log into your NetSpend account here to link your cards: Netspend Prepaid AccountNetSpend is easy and flexible. You shouldn't have any trouble spending or moving your funds any way that you want to.

How does one get invited to the Quora Partner Program? What criteria do they use, or is it completely random?

I live in Germany. I got an invite to the Quora partner program the day I landed in USA for a business trip. So from what I understand, irrespective of the number of views on your answers, there is some additional eligibility criteria for you to even get an email invite.If you read the terms of service, point 1 states:Eligibility. You must be located in the United States to participate in this Program. If you are a Quora employee, you are eligible to participate and earn up to a maximum of $200 USD a month. You also agree to be bound by the Platform Terms ( as a condition of participation.Again, if you check the FAQ section:How can other people I know .participate?The program is invite-only at this time, but we intend to open it up to more people as time goes on.So my guess is that Quora is currently targeting people based out of USA, who are active on Quora, may or may not be answering questions frequently ( I have not answered questions frequently in the past year or so) and have a certain number of consistent answer views.Edit 1: Thanks to @Anita Scotch, I got to know that the Quora partner program is now available for other countries too. Copying Anuta’s comment here:If you reside in one of the Countries, The Quora Partner Program is active in, you are eligible to participate in the program.” ( I read more will be added, at some point, but here are the countries, currently eligible at this writing,) U.S., Japan, Germany, Spain, France, United Kingdom, Italy and Australia.11/14/2018Edit 2 : Here is the latest list of countries with 3 new additions eligible for the Quora Partner program:U.S., Japan, Germany, Spain, France, United Kingdom, Italy, Canada, Australia, Indonesia, India and Brazil.Thanks to Monoswita Rez for informing me about this update.

How do I get the Flash Pay ID for the person I am sending with Netspend to Netspend?

You can log into your net spend account. I should be listed by your routing and account number. If not just call the member number.
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